If you’re considering buying a home, one of the first things you should do is get pre-approved by a mortgage lender. It’s important to know your budget and how much money we’re dealing with. That way when we find the perfect home, we can quickly put together a strong offer knowing we are backed up by funds from the lender.

To get pre-approved, your lender will request a variety of items from you to verify your financial status. Some of these items include:

• Most recent 2 consecutive months of bank statements

• Most recent 2 consecutive statements for stocks, bonds, IRAs or other assets

• Signed 4506-T (request for transcript of tax return)

• Lease information for any rental property owned

• Last 30 days of paystubs

• 2 years of W2’s